This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose.

If you have specific instructions regarding how your payment is posted, please call our office at 1-800-733-0256.

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Language assistance is available. For limited-English proficiency consumers, we offer over-the-phone interpretation services via live-agent. Please call our office for details.

By supplying your contact information, including phone number information (wireless, landline, VOIP, etc.) and clicking the ‘OK’ button, you are authorizing Helvey & Associates, Inc. to contact you at such number, regarding the collection of your account(s), using any means at its discretion, including the use of text messages, automatic telephone dialing system, pre-recorded messages, and/or interactive voice recognition software with an artificial or pre-recorded voice. This may result in a charge being made to you by your telephone service provider. You may revoke this authorization at any time by contacting us directly at 1-800-733-0256, supportreports@hlv.com, or by using the opt-out method identified in the applicable communication. For our privacy notice, terms & conditions, see: http://hlv.com/privacy.html

California Residents: The state Rosenthal Fair Debt Collection Practices Act and the federal Fair Debt Collection Practices Act require that, except under unusual circumstances, collectors may not contact you before 8 a.m. or after 9 p.m. They may not harass you by using threats of violence or arrest or by using obscene language. Collectors may not use false or misleading statements or call you at work if they know or have reason to know that you may not receive personal calls at work. For the most part, collectors may not tell another person, other than your attorney or spouse, about your debt. Collectors may contact another person to confirm your location or enforce a judgment. For more information about debt collection activities, you may contact the Federal Trade Commission at 1-877-FTC-HELP or www.ftc.gov. Nonprofit credit counseling services may be available in the area. Debt Collector License Number 10879-99.

Colorado Residents: for information about the Colorado fair debt collection practices act, see HTTPS://COAG.GOV/OFFICE-SECTIONS/CONSUMER-PROTECTION/CONSUMER-CREDIT-UNIT/COLLECTION-AGENCY-REGULATION/. A consumer has the right to request in writing that a debt collector or collection agency cease further communication with the consumer. A written request to cease communication will not prohibit the debt collector or collection agency from taking any other action authorized by law to collect the debt.

Minnesota Residents: This collection agency is licensed by the Minnesota Department of Commerce.

New York Residents: New York Residents: Debt collectors, in accordance with the Fair Debt Collection Practices Act, 15 U.S.C ? 1692 et seq., are prohibited from engaging in abusive, deceptive, and unfair debt collection efforts, including but not limited to: a) the use or threat of violence; b) the use of obscene or profane language; and c) repeated phone calls made with the intent to annoy, abuse, or harass. If a creditor or debt collector receives a money judgment against you in court, state and federal laws may prevent the following types of income being taken to pay the debt:

1. Supplemental security income, (SSI); 2. Social security; 3. Public assistance (welfare); 4. Spousal support, maintenance (alimony) or child support; 5. Unemployment benefits; 6. Disability benefits; 7. Workers’ compensation benefits; 8. Public or private pensions; 9. Veterans’ benefits; 10. Federal student loans, federal student grants, and federal work study funds; and 11. Ninety percent of your wages or salary earned in the last sixty days.

New York City Department of Consumer Affairs License Number: 2072195-DCA, 1015-1029 E. Center St., Warsaw, IN 46580.

For translation and/or description of commonly-used debt collection terms, please visit www.nyc.gov/dca.

Nevada Residents: If you pay or agree to pay this debt or any portion of this debt, the payment or agreement to pay may be construed as an acknowledgement of this debt by you and a waiver by you of any applicable statute of limitations set forth in NRS 11.190 that otherwise precludes the collection of this debt. If you do not understand or have questions concerning your legal rights or obligations relating to this debt, you should seek legal advice.

Nevada Collection Agency License Number: FCA10679
Nevada Compliance Manager Certificate Number: CM12312.

North Carolina Residents:
North Carolina Collection Agency Permit: 119500878, 1015 E. Center St., Warsaw, IN 46580.

Tennessee Residents: This collection agency is licensed by the Collection Service Board of the Department of Commerce and Insurance

Utah Residents: As required by Utah law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit reporting agency if you fail to fulfill the terms of your credit obligations.

Wisconsin Residents: This collection agency is licensed by the Division of Banking in the Wisconsin Department of Financial Institutions, www.wdfi.org.